Some of Your Frequently Asked Questions Answered

What is Medicaid?

Medicaid is a joint federal and state government program that helps people with low income and assets pay for some or all of their health care bills. It covers medical care, like doctor visits and hospital costs, long-term care services in nursing homes and at home, such as visiting nurses and assistance with personal care.

NJ site: http://www.state.nj.us/humanservices/dmahs/clients/medicaid/

Unlike Medicare, Medicaid does pay for care in nursing homes and at home. Overall program rules for who can be eligible for Medicaid and what services are covered are based on federal and individual state requirements. Eligibility rules and services vary from state to state.

To be eligible for Long Term Care Medicaid you must meet certain requirements, including having income and assets that do not exceed the allowable amount and to be clinically eligible, determined by the state. Medicaid covers nursing home costs for all eligible people Medicaid also covers home and community services for people who would need to be in a nursing home if they did not receive the home care services. Medicaid will also cover services that will help you remain in your home, such as personal care services, case management, and help with laundry and cleaning.

Medicaid will not pay for your rent, mortgage, utilities, or food. It is important to understand that Medicaid programs and eligibility for services vary from state to state. Services that may be available to you in one state may not be available in another. For example, some states cover assisted living services, while others do not.

Let us help you file your Medicaid application. Call us for our expert help in applying for Medicaid for a nursing home, assisted living or at home care.

Where can one search for long-term care facilities?

Use this link: NJ State Facilities by County by clicking here

or paste this the link in your browser as follows:


What is an ADL?

ADL stands for Activity of Daily Life. Examples of ADLs are but not limited to be:

  • Bathing
  • Dressing
  • Bed Mobility
  • Eating


Bobbie and Barry 1/2019

Dear Peggy,

Attached is an update on 'E' and 'L'. Your fast work on getting 'L''s Medicaid application submitted was extremely helpful in getting 'L' accepted at DOI.

Thank you.

Jim and Cathy, 12/2019

Dear Peggy and Staff,

Hope that 2019 was a good one for all of you. It's refreshing to know that we can send our clients to your firm. The feedback we get from them is terrific. Hopefully, we will be able to send more people your way! Stay well and healthy and enjoy the Christmas and holiday season!

Merry Christmas!
Warm Regards
Jim and Cathy

Jonathan, 11/2019

Mary Beth, Your knowledge and experience was invaluable in navigating the Medicaid process.

By knowing the questions to ask in advance of the application being submitted, making sure all the i's were dotted and t's were crossed, you made a difficult process relatively pain free.

Thank you for your help.

Alicia, 8/2018

"Our family had just suffered an immeasurable loss and the last thing we could focus on was navigating the process for getting my grandmother on Medicaid. Peggy is patient, kind, understanding, positive, supportive, knowledgeable; anything and everything you could ask for in entrusting someone to help establish the future of a loved one. Our questions were always answered and guidance given. Her team and their dedication is evident in their success. We are forever thankful for their services and would recommend SeniorCaid undoubtedly. Thank you, SeniorCaid!

Chris, 11/2017

"Your service is invaluable to my family. We appreciate your expertise. I cannot manage navigating this sea of paperwork without your guidance.

Many thanks! "

Paula, 5/2017

Thank you Peggy and Pat!

I can't express how very appreciative I am, and everyone in my family is, for your excellent work, and ability to miraculously find bank statements that seemed impossible to retrieve.

Patti, 3/2017

"I could not have gone through the Medicaid application process without the assistance of the ladies at Seniorcaid. I would not have known where to start nor how to get through the numerous requests and paperwork that is required--I also do not think I would have had the patience. Thanks to Seniorcaid, my mother's Medicaid application was approved."

Luana, 7/2016

"I can't say enough about the excellent work that this company "Seniorcaid" played in getting my mother approved for Medicaid benefits.

I liked their determination, positive attitude and knowledge of the process.

I am especially grateful to them for the way they worked and succeeded. I would recommend Seniorcaid to anyone who needs Medicaid, nursing home or assisted living help".

John and Chris, 6/2016

Dear Peggy and Pat,
Thank you.

I don’t know what we ever would have done without you over the past many months. Thank you for your patience and determination, and for all you have done for us and for Martha. I’m sure that if she realized what you have done, she would be most appreciative as well. God bless you for all the work you do to help people in such desperate need.

Happy Thanksgiving! Merry Christmas and Happy New Year!

We will keep you in our prayers, as you work to help others as you have helped us.

Best regards,
John & Chris

Pam, 8/2015

Dear Peggy & Pat,

I want to take this opportunity to thank you both for the outstanding job SeniorCaid did in helping me secure Medicaid coverage for my mother.

Needless to say, the whole process can be rather daunting. I love the way you helped me get organized, kept me focused and most importantly...calm!. The fact that you handled Medicaid for me was a huge relief and allowed me the time to focus on my mother, my job and all else we all deal with on a daily basis.

Thanks to SeniorCaid I feel like I can breathe again. Would I recommend you...without question....YES!!!

Best Regards,

Kevin, 10/2014

" I reached out to Peggy Dineen who had been recommended by a friend. Peggy is a wonderful person who brought calm to a chaotic situation. At our initial meeting, she immediately put me at ease with her welcoming manner, confidence and experience. I particularly liked the way she always took ownership of the issues that Medicaid uncovered. Her answer was always “don’t worry, I have this” and, she did. Putting a parent in a nursing home is one of the toughest things in life.

Peggy’s perseverance, her knowledge, her temperament reassured me that I had selected someone who was deftly managing the process. Through Peggy’s efforts, the Nursing Home Medicaid application was much easier this time".